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Financial services

Our financial activity is mainly concentrated in three countries: Spain, the United Kingdom and Mexico. Collectively, we serve more than 11.5 million customers.

We are committed to customer satisfaction as a differentiating factor that provides a long-term and sustainable competitive advantage. We have a consolidated multichannel strategy that combines the best of the digital world with specialisation and personal relationships, which allows us to forge a relationship adapted to the real needs of our customers and underpin it with trust and expertise. We have achieved the best combination to provide optimal service to our customers, as they can operate through digital daily banking channels and in-person channels for specialised advice.

 

 

Our Activity in Spain

Retail Banking

The quality of the service we provide sets us apart. We offer financial products and services to individuals through our branch network and digital channels, a portfolio which includes:

  • Investment products and medium and long-term financing
  • Consumer loans
  • Home mortgages
  • Leasing and renting services
  • Short-term financing.

Our funds come mainly from customer deposits and sight accounts, savings insurance, mutual funds and pension plans. We also offer payment methods such as cards and insurance linked to consumer loans and mortgages.

Our product and service offer is fundamentally digital and online for those products in which the customer wants autonomy, immediacy and convenience, such as accounts and cards. For more complex products such as mortgages, insurance and savings/investment products, where customers require support, we have specialised product managers available and multi-channel support.

We operate with a specific brand, Sabadell Urquijo Private Banking, to provide comprehensive solutions to high-net-worth customers who require specialised advisory service and attention. This brand has a robust product selection protocol that enables it to adapt portfolios to clients’ aims, and has a strategic agreement with Amundi, the leading investment fund manager in Europe.

Corporate Banking

Imagen de una mujer accediendo a la banca de empresas digital de Banco Sabadell

We were founded as a business bank, hence our specialisation and historical leadership. Today we offer companies a broad portfolio of products and services:

  • Means of payment
  • Cash management
  • Financing
  • Renting and leasing
  • Business insurance and solutions for the internationalisation of the company.

All this, combined with our vocation to provide support, makes us a true partner for companies.

We are specialised by segments: large companies, SMEs, business, including the self-employed, retailers and businesses, and institutional businesses, including public, financial,insurance and religious entities. We also bring our financial know-how to specific sectors such as franchises, agriculture, the hotel and tourism business, professional groups, real estate business and start-ups.

Our eagerness to offer the best service has led us to launch sectoral solutions for businesses, support for clients in their internationalisation process, expansion of specialised solutions for SMEs, and a comprehensive support plan for Next Generation EU funds.

Corporate Banking

Imagen de una reunión de la banca corporativa de Banco Sabadell

Through its presence in the Spain and internationally, the Corporate Banking team is responsible for managing the segment of large corporations which require tailor-made service. We complete our range of transaction banking products with specialised services to offer global solutions adapted to the particularities of each sector and market.

We are one of the leading financial institutions in this area thanks to our experience in organising corporate, acquisition and middle market financing, with proven experience as a bookrunner and mandated lead arranger, with the capacity to create new structures that adapt to the needs of each client, situation and industry. Furthermore, we are backed by our presence in the main operations in recent years in the Spanish market and in some of the most noteworthy operations in Europe.

United Kingdom

TSB Banking Group PLC (TSB) has been part of the Banco Sabadell Group since 2015. It is a UK retail bank that combines the 200-year tradition of a British savings bank with the modernity of a franchise that offers full banking services to more than five million customers in the UK.

Mexico

Banco Sabadell Mexico has been operating in Mexico for over 30 years. We started in 1991 with a representative branch in Mexico City. In 2014, it began operations as a SOFOM – Multi-Purpose Financial Company – to grant loans to corporate banking clients. A year later, it obtained the licence to operate as a multi-purpose banking institution, and in 2016 it started corporate banking activities.