Press release Strategic Plan
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Strategic Plan
2025-2027
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Banco Sabadell will continue its recurring and sustainable growth in coming years and will keep generating the high capital volumes that enable it to pay superior shareholder dividends
César Gónzalez-Bueno – CEO of Banco Sabadell
Keys to Banco Sabadell Group’s 2025–2027 strategic plan:
01.Profitability
Banco Sabadell expects to achieve record profitability in 2027
16%
RoTE
>€1.6 billions
in profit in 2027
€3.9 billion
in net interest income
Growth in RoTE to a record 16% from 14.6% at year-end 2024, recurring ex TSB
02.Shareholder remuneration
Banco Sabadell plans to distribute €6.3 billion between 2025 and 2027 through cash dividends and share buy-backs, an amount equivalent to more than 40% of the bank’s current market value
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The 2025–2027 Strategic Plan expects capital generation to average 175 basis points per year, allowing the bank to distribute €6.3 billion to shareholders between 2025 and 2027, 40% of its current market value
The new strategy will maintain shareholder remuneration, which will continue on a recurring basis beyond the extraordinary general meeting’s eventual approval of sale of TSB and distribution of an extraordinary dividend.
Sergio Palavecino – CFO of Banco Sabadell
03.Business outlook
Spain will remain Banco Sabadell’s core market — a stable, predictable environment with one of the most positive macroeconomic outlooks in the European Union over the coming years
Revenue growth will be driven by sustained increases in both volumes and customer funds, with loan book growth of approximately 5% annually, outperforming the market
04.Balance sheet quality
Banco Sabadell aims to further strengthen its balance sheet by reducing its cost of risk to around 40 basis points by 2027 and bringing the non-performing loan (NPL) ratio below 2.5%
~40 bps
Cost of risk
<2,5%
NPL Ratio
>65%
Coverage ratio
Image Gallery
Audiovisual Material
Statements about the hostile takeover bid and the equitable price
Statements about Profits and RoTE
Statements about the hostile takeover bid and the negative premium
Statements about future dividend expectations
Statements on shareholder remuneration
Banco Sabadell CEO’s statements on business performance in the last quarter and the Bank’s future
Content available only in Spanish
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